Level 1: Filing a Grievance

Customers can register a grievance through the following channels:

In Person

Approach the nearest Customer Fulfillment Center (CFC) to record the grievance in the complaint register.

Letter

Navadhan Capital Private Limited,
601 & 602, Ecostar,
Vishveshwar Nagar,
Goregaon East, Mumbai
400063

Level 2: Grievance Redressal Officer (GRO)

Grievances filed via email, phone, or letter are assigned directly to the GRO. Grievances filed at a CFC that remain unresolved will be escalated to the GRO. Expected resolution time is up to 15 days.

Sahitya Kumar Dummeedi

Grievance Redressal Officer (GRO)

sahitya.kumar@navadhan.com

(+91) 74001 21189 (Mon - Fri, 10:00 AM - 6:00 PM)

Level 3: Principal Nodal Officer (PNO)

If the grievance remains unresolved, customers may write to the PNO. Expected resolution time is up to 15 days.

Mr. Vijay Haswani

Head Risk & Compliance | Principal Nodal Officer

vijay.haswani@navadhan.com

(+91) 98336 34749 (Mon - Fri, 10:00 AM - 6:00 PM)

Level 4: Reserve Bank of India (RBI) Ombudsman

If the complaint is not resolved within 30 days of registration, you may approach the Reserve Bank of India under the Reserve Bank Integrated Ombudsman Scheme (RB-IOS), 2026.

Complaint Portal

https://cms.rbi.org.in

Contact Center (Toll Free)

14448
(Mon - Sat, 8:00 AM - 10:00 PM)

Physical Mail (CRPC)

Centralised Receipt and Processing Centre (CRPC), 4th Floor, Reserve Bank of India, Sector 17, Central Vista, Chandigarh 160017

Regulatory Disclosures & Policies

Grievance Redressal Policy

Reserve Bank Integrated Ombudsman Scheme (RB-IOS), 2026

Salient Features of RB-IOS 2026